This Week in Fintech ending 8 January 2021

Happy New Year. This week our experts brought you the following insights based on their experience as investors, entrepreneurs & executives.

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Your Editor is Bernard Lunn. He is also the CEO of Daily Fintech and author of The Blockchain Economy and occasional opinion columnist.

Monday Ilias Hatzis our Greece-based crypto entrepreneur (Founder & CEO at Kryptonio  and Weekly Columnist at Daily Fintech) @iliashatzis wrote 2021 Bitcoin Resolutions

It’s fair to say that 2020 was a banner year for bitcoin and the entire cryptocurrency market. The coronavirus pandemic swept across the world, disrupting our lives in different areas and in many cases changing things permanently. Economies and markets were jolted, while bitcoin surged to new record highs. The growth and maturation of this space has been impossible to ignore, engendering plenty of optimism among those who build the platforms and systems on which it runs. 

For many, the year’s end brings about a tendency for reflection and plans for new goals. An article in the in NYTimes on January 1st talks about making tinier New Year’s resolutions and going for smaller and achievable. goals. That it makes a lot of sense to me, because most of us set big lofty goals every year, yet most of the time we fall short.

Editor note: I am doing good on 5 out of 10 resolutions. How about you?

Bernard Lunn, CEO of Daily Fintech and author of The Blockchain Economy wrote: Prepaid Revolution part 1: Pandemic at the barricades

Q. What is a mobile wallet?

A. It’s a prepaid debit card with glass not plastic.

Q. What is a low cost bank account and payment system?

A. It’s a prepaid account with both plastic and glass form factors for payment.

Editor note: complex subjects take more than 3 minutes but our attention span is limited to 3 minutes. Which is why we do complex subjects in 4 parts, each a 3 minute read.


Wednesday Alan Scott Managing Director EMEA at 24 Exchange @Alan_SmartMoney wrote Stablecoin News for the week ending Wednesday 6 January 2021.

This weekly snapshot is the news that matters in the Stablecoin market.



Rintu Patnaik, an Insurtech expert based in India, wrote: “Digital Fiat Currency” Trials Make A Debut In Insurtech

In recent updates from BIS studies, 80% of surveyed banks were progressing with Central Banking Digital Currencies (CBDC) and almost 40% had started developing proof of concepts. During World Economic Forum’s 2020 event, a similarly high number of countries announced they were underway with research or CBDC was prominently on the radar.

Editor note: Fascinating post on the intersection of Insurtech and Central Banking Digital Currencies (CBDC), particularly in China.

Christian Dreyer @x3er, our Swiss based CFA who focusses on how XBRL changes our world wrote:XBRL News between the years …

Editor note: This weekly snapshot is the news that matters in the XBRL market.


Friday Howard Tolman, a well-known banker, technologist and entrepreneur in London, wrote:  Alt Lending for week ended 8 January 2021.

Editor note: This weekly snapshot is the news that matters in the Alt Lending market.


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