Wrap of Week #6: Regulatory competition, Robos & systemic risk, Xero & SMEs, N26, Reinsurance as a service.

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We started the week with a focus on policymaking and regulations. Fintech Regulatory competition heats up as governments calculate the economic return on innovation.

We prompted great discussions after sharing our insights regarding the comments of the Governor of BOE. Read I am with French when it comes to robo-advisors.

Consumer banking is being transformed; N26 is using an app store to become a digital universal bank.

In Insurtech we are moving from vertically insurance companies that control the whole stack to a horizontal stack with services at the application layer by consumer facing born-digital ventures. Read Reinsurance As A Service.

Fintech for small businesses is a huge opportunity. Read Xero opens the door for fintech banks to become SME advisors.

The Fintech Genome platform

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