On a visit to the UK people told me that they wanted to use Mint but it was not available.
This is yet another story of:
“bits don’t stop at borders, but money has to show its passport”
Various alternatives are popping up. They will do well after the Apple payments becomes mainstream, as it probably will.
Like many people, I spend too much money on iTunes because it is friction free. Spending cash makes you stop and think, so you spend less. Swiping your phone is easy, so you spend more. That is great for merchants and Apple, but lousy for your personal finances.
A personal finance app that is mobile first and that acts as a warning along lines of “this swipe could harm your financial health” could do very well.